Condo, HOA and Commercial

Condo and HOA EV Charging in Collierville, TN

HOA EV charging in Collierville, TN changed on July 1, 2026, when Tennessee Public Chapter 914 took effect. An association may not ban an owner from adding a charger for personal use in the owner's designated parking spot, but it can set reasonable rules. A licensed electrician and a Town permit are still part of the job.

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Collierville, TN

Who Is This Page For?

Tennessee Public Chapter 914 gives association owners a clearer path to a charger. Boards planning shared chargers can also read about commercial and workplace charging.

Condo owners with an assigned or deeded parking space
Townhome owners inside an HOA community
HOA boards writing charger rules
Associations of four or more units looking at the TDEC rebate

What Does a Condo or HOA Charger Project Include?

The work usually covers:

A load check on the panel that will feed the charger
A mounting plan for your designated parking space
A Level 2 circuit sized at 125% of the charger's continuous current
A Town permit and final inspection
A metering plan that shows who pays for the power

How Does a Condo or HOA Charger Project Work?

Step 1: Call to Talk Through Your Building
Call (901) 555-0100 to speak with a local electrician about your EV charger install.
Step 2: Read Your Governing Documents
Find your declaration, bylaws, and any charger policy.
Step 3: Send a Written Request to the Board
Use the checklist below.
Step 4: Site Visit, Written Quote, and Permit
The electrician checks the panel and meter, then gives you a written quote. After the board signs off, your electrician pulls the Town permit.

What Affects the Cost of a Condo or HOA Charger?

Shared buildings add steps that a single-family garage does not.

Distance From Power to Parking

Longer runs from panel to space mean more wire and conduit.

Shared or Owner Meter

A common-area panel may need a submeter.

Panel Capacity

An EV readiness inspection shows whether a panel upgrade comes first.

Board Conditions

Rules on conduit or concealed runs can add labor.

What Code and Permit Rules Apply in Collierville?

NEC Article 625 and the 125% Rule

Under NEC Article 625, charging is a continuous load, so a 40 amp charger needs a 50 amp circuit (125%).

Load Calculation and GFCI

The Town's amended 220.1(a) and 220.10 call for a load calculation showing the service can carry the total connected load. As adopted by the Town of Collierville, the 2017 NEC with Town amendments is the code in force as of October 2026, and your electrician applies its GFCI rules.

Licensed Electrician and Town Permit

Electrical work at an association property still needs a state or county licensed contractor, per the Town, and the permit for a Collierville condo or townhome comes from the Town of Collierville Building & Codes Division. See permits and inspections.

What Is Different About Condos and Townhomes in Collierville?

Townhomes vs Condos

A townhome often has its own garage, panel, and meter, much like a Level 2 home charger job. A condo owner may park in a shared garage or open lot, where outdoor charger gear fits.

Shared Meter vs Owner Meter

A unit panel puts charging on your own MLGW bill. A common-area panel usually means a submeter or a set fee, agreed in writing.

Common-Area Limits

Boards may restrict chargers in common areas, and cable crossing a common wall may need approval for its path.

What Does Tennessee's 2026 HOA Charger Law Say?

Tennessee Public Chapter 914 (2026), HB 1875 / SB 1787, took effect July 1, 2026. It says a homeowners' association or unit owners' association may not prohibit an owner from installing an EV charging station for personal use on the owner's property or in the owner's designated parking location.

An association may still set reasonable restrictions on number, size, placement, and manner of installation. It may restrict chargers in shared common areas, but not in an owner's designated space. The owner indemnifies the association for damage or injury tied to the charger.

Approval is not automatic. If your association was formed before July 1, 2026, check your governing documents and ask your association's attorney.

What to Put in Your Request to the Board

Include these items:

Charger location in your designated space
Equipment specs: model, amperage, hardwired or plug-in
The licensed electrician's name and license details
The permit plan with the Town
How the cable is run, including conduit
Who pays for power and how it is metered
An acknowledgment that you indemnify the association

Can an HOA Get a Rebate for Shared Charging?

The TDEC Multifamily Housing Rebate Program helps pay for Level 2 charging at properties of at least four units, and HOAs can apply. It covers 60% of eligible costs, capped at $6,000 per plug, or $10,000 per plug for qualifying low-income or burdened-census-tract developments. A reservation request comes first. See rebates and incentives for details.

Sources

Tennessee Public Chapter 914 (2026), HB 1875 / SB 1787
Tennessee Department of Environment and Conservation (TDEC), State Energy Office, Multifamily Housing Rebate Program
Town of Collierville Building & Codes Division, Adopted Codes and Local Amendments

FAQ

Condo and HOA EV Charging Questions

Have another question about condo and HOA EV charging? The EV charger FAQ covers more.

Can My HOA Stop Me From Installing an EV Charger?

Not in your designated space under the 2026 law, though the board can set reasonable rules. If your association formed before July 1, 2026, check your governing documents and ask your association's attorney.

Who Pays for the Electricity at a Condo Charger?

It depends on which meter feeds the charger, so settle it with the board in writing.

Do I Still Need a Permit in a Condo?

Yes. Board approval and a Town permit are separate steps.

Can a Single Owner Use the TDEC Multifamily Rebate?

Usually not as the applicant, since the program targets properties of four or more units. The EV charging FAQ covers other incentive questions.

Get connected today

Talk Through Your Condo and HOA EV Charging Plan

A licensed local electrician can look at your panel, your parking spot, and the permit path for condo and HOA EV charging work in Collierville.

Call to speak with a local electrician about your EV charger install.

(901) 555-0100 Get connected today

Independent electricians licensed in Tennessee
One call, no forms
Your electrician handles the permit and inspection